Every year for Thanksgiving, we fill up our plates with turkey, mashed potatoes, and cranberry sauce while gathering around the table to eat with loved ones. We talk about football, the weather, family memories, and even... Medicare? We tend to turn to family and trusted friends for advice on any big decision. This includes what Medicare plan and insurance carrier they should go with. Considering the fact that once you [...]
If you’ve been enrolled in original Medicare or a Medicare Advantage plan, you know that there are no lack of options to consider. Even though it’s been around for more than 50 years, the Medicare landscape has only become more confusing and tougher to navigate. Whatever your situation, and whatever your choice, it’s always wise to gather as much information as you can before making a decision for the [...]
As you work your way through the annual Medicare Open Enrollment Period, you may have noticed that Medicare coverage has many different options to choose from. Whether you’re enrolling for the first time this year, or you’re changing your plan, it can seem daunting. Don’t let all the information overwhelm you, we’re here to help. Our team of professionals are available to assist you in finding the coverage you [...]
Each year, Medicare goes through changes. Whether it is updates to the traditional parts of original Medicare (Part A and Part B), or an evolution in Medicare Advantage plans, change is seemingly inevitable from year to year. 2023 is no different. There’s a mixed bag of positives and negatives of what’s in store for the people who are covered. Part B premiums and deductible decrease In 2022, the Medicare [...]
Tens of millions of Americans on Medicare may be missing out on desperately needed help paying for rent or utilities. See if you qualify and get this benefit as soon as the first of next month. Medicare is rapidly expanding its benefits, but it is so complicated, few people know this new benefit is available to them. In Medicare-speak, help with rent and utilities is called "General Supports For Living." [...]
Medicare has been around for 50 years. You’d think in all that time, things would have gotten easier, but sadly, it’s just become MORE confusing and more complicated. If you are approaching 65, you’ve likely started getting bombarded with calls, emails, and direct mail pieces. As you start looking over them, you’ve probably gotten confused more than once by the terminology, multiple dates to remember, enrollment instructions, and part options. [...]
There are approximately 500,000 service animals helping people in the United States. These dogs are incredible thanks to much training. Not to mention, dogs are amazingly awesome even before training. A service dog can detect if someone with diabetes has dangerously low blood sugar, help guide visually impaired folks to wherever they want to go, cope with PTSD or sever depressions and even protect a handler who is having a [...]
Did you know most people aren’t getting all the Medicare benefits they deserve? Many folks are automatically enrolled in Medicare when they turn 65. Original Medicare, Parts A and B, cover many expenses. In general, these are the parts that make up Medicare: Part A = inpatient hospital coverage Part B = outpatient medical coverage Part C = known as Medicare Advantage, available through private companies Part D = prescription drug coverage However, [...]
After turning 65, and enrolling into Original Medicare, there is a period of time where you are able to change your plans, and switch to a Medicare Advantage Plan. Many folks choose to change plans to get more benefits. The biggest reasons for people wanting to change include not having enough benefits for routine vision, hearing, or dental. Additionally, people who are traveling internationally realize that they don’t have [...]
As you turn 65 and start utilizing your Medicare, you will find that while there are plenty of things your Medicare covers, there are things it doesn’t cover. If you are coming off an employee health care plan, you might be surprised to learn that Original Medicare, Parts A and B, don’t cover everything your employer plan did. This doesn’t mean you can’t get coverage for those things, it simply [...]