Understanding Medicare Enrollment Periods

AEP (Annual Enrollment Period)
  • First, it occurs in the fall, between Oct. 15 and Dec. 7, for coverage beginning Jan. 1.
  • Second, anyone eligible for Medicare can participate.
  • Third, you can make as many changes to your plan and coverage as you wish before Dec. 7.
OEP (Open Enrollment Period)
  • Enrollment dates: Jan. 1 – March 31
  • Who can participate: People already enrolled in a Medicare Advantage plan as of January 1

What changes you can make:

  • Switch to another Medicare Advantage plan, with or without drug coverage
  • Switch back to Original Medicare, and if needed, add a Medicare Part D plan
  • How many changes allowed per period: 1
  • When changes take effect: The first of the following month following receipt of the enrollment request

Other Opportunities Include Chronic Health Conditions

As soon as you become eligible for Original Medicare you can enroll in a DSNP or other type of Special Needs Plan if one is available in your local service area. Most people become eligible for Medicare on their 65th birthday and use their Initial Enrollment Period to sign up for healthcare coverage then. People under the age of 65 who qualify for Medicare based on a disability may be eligible for Medicaid at the same time, and may be able to enroll in a DSNP when they first enroll, as well.

Need Additional Prescription Coverage

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Have Original Medicare But Need To Cover All Medical Costs

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Find The Plan That’s Right For You Based On Your Choices!

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